Analytics
Risk Analytics
Specture Labs builds modeling and data attestation frameworks with extensive end-to-end modeling experience, so clients meet internal and external deadlines
Risk Analytics
Specture Labs combine scale and speed with a deep understanding of financial and other regulations, and our cost-effective execution and fast-track delivery have helped companies dangerously behind schedule. SPECTURE LABS has reduced transaction fraud, improved loss forecasting models, and within 90 days rolled out multi-country models for BASEL compliance.
Capabilities
- Retail & commercial credit risk modeling
- Regulatory compliance
- Risk scorecard development, validation & maintenance
- Fraud monitoring & fraud system augmentation
- Monitoring & management of application approvals, credit line decisions, rewards provisioning
Identifying and quantifying risk will benefit any organization – transaction fraud for a credit card company, default risk for a mortgage firm, project delay risk for a construction company, patient readmission risk for a hospital, premium for insurers etc. Taking a unified approach by tying risks associated across an organization can give its leaders a holistic view that will help in two ways – bring in a slew of tactical risk mitigation measures, and strategic decision making at various levels that bakes in relevant risk.
Financial Risk
- Delinquency Modeling
- Credit Worthiness
- Transaction Fraud
- Billing Fraud
- Predictive Underwriting
- Risk-adjusted Premia
Operational Risk
- Early Warning Systems
- Supply Chain Risk
- Retail Shrink
- Patient Readmission
- Project Risk